Savings Rates
Dividend rates
are declared monthly. Earnings are paid on the last day of the month and
are compounded monthly. Below are rates paid on accounts
with balances of $105 or more.
| APR |
APY |
APR |
APY |
| 0.49% |
0.50% |
0.49% |
0.50% |
Certificate & Money Market
Rates
Dividend rates are reviewed each
week. Our current rates
are listed below, however rates are subject to change without notice. Yields
reflect monthly
compounding. The
minimum balance
requirement
is just $1,000 unless
noted. Certificate rates are available on Savings Accounts, IRAs, & HSAs.
 Step-Up Rate Options Help Remove the Rate Risk of Investing in a Certificate During a Rising Rate Market!
We offer Step-Up rate options on our 6, 12, 18, 24, 36, and 60 month Certificates. With Step-Up, once you purchase a Certificate, after half the term of the CD has expired, you may choose to Step-Up the rate to the current rate that is offered on a CD of the same term as the one originally purchased. Plus, there is no cost to activate Step-Up and it's easy; all you have to do is request the Step-Up rate option when you purchase, or renew, your CD then contact one of our friendly Investment Counselors and let us know when you want to Step-Up your rate!
| Term/Type |
Annual Percentage Rate |
Annual Percentage Yield |
| 60 Month Certificate |
2.71% |
2.75% |
| 36 Month Certificate |
2.22% |
2.25% |
| 24 Month Certificate |
1.73% |
1.75% |
| 18 Month Certificate |
1.49% |
1.50% |
| 12 Month Certificate |
1.24% |
1.25% |
| 6 Month Certificate |
0.99% |
1.00% |
| 3 Month Certificate |
0.99% |
1.00% |
| Money Market Investment |
$1,000 - $9,999.99
0.59%
$10,000 or more
0.59% |
$1,000 - $9,999.99
0.60%
$10,000 or more
0.60% |
| Money Market IRA* |
1.98% |
2.00% |
| Super Money Market** |
$25,000 - $49,999.99
0.69%
$50,000 - $74,999.99
0.69%
$75,000 or more
0.69% |
$25,000 - $49,999.99
0.70%
$50,000 - $74,999.99
0.70%
$75,000 or more
0.70% |
| Money Market Checking |
.25% |
.25% |
| HSA *** |
2.96% |
3.00% |
Early withdrawal penalties may apply.
* $100.00 minimum investment ** $25,000.00 minimum investment
*** No minimum balance is required to open an HSA. An HSA balance must
exceed $2,000 before investing in a Certificate of Deposit and Certificate
minimum balance applies.
 Truth in Savings Disclosure Federal Deposit Insurance Brochure
|
Office
Locations/Hours 
