RiverLand Credit Union - Loan Rates - Current Interest Rates

Current Rates* (as of February 1, 2008)

Loan Type	Minimum Payment Per $100 Borrowed	Annual Percentage Rate
VEHICLE LOANS New, Used & Refinanced (72 months) (includes trucks, motorcycles, boats, ATV'S & RVs)	$1.63	5.25%
SAVINGS SECURED Savings	2% above savings rate paid
CERTIFICATE SECURED Certificate of Deposit	2% above Certificate rate paid
COMPUTER EQUIPMENT/New Purchase (30 months)	$3.83	10.95%
HOME EQUITY LINE OF CREDIT No closing costs. Borrow up to 100% of your home's value.	Please call for current rates.	Please call for current rates.
HOME MORTGAGES		click here for current rates
TUITION No Collateral (10 months) Fixed Rate	$10.37	7.95%
MasterCard (Savings Secured)	$2.00	8.88%
MasterCard (Gold) No Collateral	$2.00	10.45%
MasterCard (Standard) No Collateral	$2.00	15.25%
REVOLVING LINE OF CREDIT No Collateral	$3.50	16.00%
SIGNATURE No Collateral (12 months)	$8.61	5.99%
SIGNATURE No Collateral (24 months)	$4.76	13.00%
SIGNATURE No Collateral (48 months)	$2.89	17.00%
CONSOLIDATION LOANS No Collateral (48 months)	$2.94	18.00%

The Fair Concept (Future Adjustable Interest Rate)
Adjustable rate consumer loans made by RiverLand Credit Union are subject to the "FAIR" concept, or Future Adjustable Interest Rates. As loan interest rates are adjusted to reflect changes in the overall economic market, the term of your loan will be adjusted - longer or shorter - to compensate for the loan rate change. Loan payments, however, will remain the same for the duration of your loan. Loan rates are determined by the Board of Directors.

* These rates and terms are available to qualified borrowers for a limited time only. All rates are adjustable unless noted, and are subject to change at the discretion of the Board of Directors. Refinancing is available only on vehicles currently financed elsewhere. Restrictions and limitations apply. Call for details.

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RiverLand Ranks #1 in the Nation for Return to the Borrower!

Credit Union analyst Callahan & Associates has rated RiverLand Credit Union as #1 in the nation on their Return to the Borrowers Index.